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Blue Cross Blue Shield of North Carolina Authorized Agent

"The Largest Insurer in North Carolina with 3.6 million insured."

Individual North Carolina Health Insurance Plan
Blue Advantage – Blue Options HSA
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Experience the Difference - NC Health Insurance Agent
 

Experienced insurance agents who can assist you with making the right choice for yourself and your family.

Plans with convenient copayments for doctor visits, emergency room services, urgent care, physicals, and more.

Blue Advantage offers the largest network of doctors and hospitals in North Carolina.

You are covered throughout the United States and in more than 200 countries and territories worldwide.
 

FAQs

Apply Online  |  Approvals & Referrals  |  Claims | Compliants & Appeals  |  Customer Service  |  Emergency Care  |  Enrollment  |  General Coverage Info  |  ID Cards  | 
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Approvals & Referrals

  • What services require prior approval or a referral?

  • How do I get prior approval or a referral?

  • What if I don't get prior approval or a referral?

  • When do I need a referral from my primary care provider (PCP)?


  • Q: What services require prior approval or a referral?
    A: Answers vary according to plan. For more information, please visit the FAQs on your plan's Member page.

    Q: How do I get prior approval or a referral?
    A: Answers vary according to plan. For more information, please visit the FAQs on your plan's Member page.

    Q: What if I don't get prior approval or a referral?
    A: If you do not receive prior approval or certification for services (except emergency care or maternity), your claim may be denied, paid at a lower benefit, or a penalty may be applied.

    Q: When do I need a referral from my primary care provider (PCP)?
    A: You do not need to get a referral from your primary care provider to receive covered services from a participating specialist. However, some participating specialists may require a new patient introduction from your treating doctor.

    Services for mental health and substance abuse must be approved in advance by Magellan Behavioral Health.



    BlueChip Insurance Agency is an independent authorized producer/agency licensed to promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by BlueChip Insurance Agency. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ® Registered mark of the Blue Cross and Blue Shield Association

    BlueChip Insurance Agency - Blue Cross and Blue Shield Authorized Group Health and Life Insurance Agent in Wilmington, North Carolina (NC).

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