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Blue Chip
Insurance Agency, Inc.

   

Professional and personal hands on
service is our commitment to you!

 

Serving North Carolina
for 30 years

1-800-914-4220

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Blue Advantage – Blue Options HSA
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FAQs

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Approvals & Referrals

  • What services require prior approval or a referral?

  • How do I get prior approval or a referral?

  • What if I don't get prior approval or a referral?

  • When do I need a referral from my primary care provider (PCP)?


  • Q: What services require prior approval or a referral?
    A: Answers vary according to plan. For more information, please visit the FAQs on your plan's Member page.

    Q: How do I get prior approval or a referral?
    A: Answers vary according to plan. For more information, please visit the FAQs on your plan's Member page.

    Q: What if I don't get prior approval or a referral?
    A: If you do not receive prior approval or certification for services (except emergency care or maternity), your claim may be denied, paid at a lower benefit, or a penalty may be applied.

    Q: When do I need a referral from my primary care provider (PCP)?
    A: You do not need to get a referral from your primary care provider to receive covered services from a participating specialist. However, some participating specialists may require a new patient introduction from your treating doctor.

    Services for mental health and substance abuse must be approved in advance by Magellan Behavioral Health.



    BlueChip Insurance Agency is an independent authorized producer/agency licensed to promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by BlueChip Insurance Agency. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ® Registered mark of the Blue Cross and Blue Shield Association

    BlueChip Insurance Agency - Blue Cross and Blue Shield Authorized Group Health and Life Insurance Agent in Wilmington, North Carolina (NC).

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