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Blue Cross Blue Shield of North Carolina Authorized Agent

"The Largest Insurer in North Carolina with 3.6 million insured."

Individual North Carolina Health Insurance Plan
Blue Advantage – Blue Options HSA
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Experience the Difference - NC Health Insurance Agent
 

Experienced insurance agents who can assist you with making the right choice for yourself and your family.

Plans with convenient copayments for doctor visits, emergency room services, urgent care, physicals, and more.

Blue Advantage offers the largest network of doctors and hospitals in North Carolina.

You are covered throughout the United States and in more than 200 countries and territories worldwide.
 

FAQs

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Complaints & Appeals

  • What is the procedure for lodging a complaint against a provider?

  • How do I appeal a certification or authorization denial?

  • How do I appeal a claim payment or denial?

  • What if waiting for you to decide on my appeal would harm my health?

  • My Explanation of Benefits says I received services that I did not have. What should I do?



  • Q: What is the procedure for lodging a complaint against a provider?
    A: If you have a complaint regarding a provider, please contact Customer Service at 1-800-914-4220. The complaint will then be researched and handled appropriately.

    Q: How do I appeal a certification or authorization denial?
    A: You have the right to request a formal appeal of a denial of benefit coverage. A detailed description of this process may be found in your Member Guide. Customer Service can also assist you in starting the appeal process.

    BCBSNC will work with you to resolve the issue. For each step in the appeals process, there are specified time frames for filing a grievance and for BCBSNC to notify you or your provider of the decision.

    Q: How do I appeal a claim payment or denial?
    A: You have the right to request a formal appeal of the claim payment or denial. A detailed description of this process may be found in your Member Guide. Customer Service can also assist you in starting the appeal process.

    BCBSNC will work with you to resolve the issue. For each step in the appeals process, there are specified time frames for filing a grievance and for BCBSNC to notify you or your provider of the decision.

    Q: What if waiting for you to decide on my appeal would harm my health?
    A: You have the right to request a more rapid or expedited review of a denial of coverage if a delay would reasonably appear to seriously jeopardize you or your dependent's life, health or ability to regain maximum function. An expedited review may be requested by calling Customer Service at 1-800-914-4220. BCBSNC will communicate the decision by phone to you and your provider as soon as possible, but no later than 72 hours after receiving the request for the expedited appeal. A written decision will be communicated within four days after receiving the request for the expedited appeal.

    Q: My Explanation of Benefits says I received services that I did not have. What should I do?
    A: Please notify BCBSNC as soon as possible by contacting Customer Service at 1-800-914-4220.



    BlueChip Insurance Agency is an independent authorized producer/agency licensed to promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by BlueChip Insurance Agency. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ® Registered mark of the Blue Cross and Blue Shield Association

    BlueChip Insurance Agency - Blue Cross and Blue Shield Authorized Group Health and Life Insurance Agent in Wilmington, North Carolina (NC).

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