Medicare
Medicare Supplemental For beneficiaries enrolled in Medicare Part B
Choose the plan that’s right for you
See the doctor you want
Value-added discounts
Control of your care
Savings and peace of mind
Medicare only covers a portion of your medical costs. Blue
Cross and Blue Shield of North Carolina® offers dependable
Medicare supplemental plans for people age 65 and older,
so you can stop worrying about the costs that Medicare doesn’t
cover. Blue Cross and Blue Shield of North Carolina®
offers nine Medicare supplemental plans so you can choose
one that best fits your needs and your budget.
Wide selection of plans
Protection against unexpected events
A local company you can trust
BCBSNC is North Carolina’s largest Medicare supplemental
insurer1, is the only Medicare
supplemental insurer based right here in North Carolina,
and has more than 70 years of experience in
the health care industry.
North Carolina’s largest Medicare supplemental
insurer
Coverage from the #1 health care brand in America2
See the doctor YOU want
Whichever [Blue Medicare SupplementSM] plan you choose,
you can select your own doctor and visit
any Medicare-participating hospital. In most cases, your
Part A and Part B Medicare claims and
supplemental claims will be handled automatically by
Blue Cross and Blue Shield of North Carolina®.
It’s that easy.
Choice of doctors
Easy to use, no claims to file
Value-added discounts
IIn addition, you’ll have access to Blue ValuesSM, the
BCBSNC family of value-added programs3 at no
extra cost. You’ll be eligible for discounts of up to
[60%] on health related products and services, such
as eyeglasses, hearing aids, and more. You can also earn
prizes for being physically active.
1 Based on 2006 NC Department of Insurance
rate filings for leading competitors.
2 Brand Strength Measure Survey, Synovate, Inc.
[2004-2006]; Harris Interactive® Brand and Reputation
Practice—EquiTrend® Brand Study, Spring 2004, “Financial
Services/Insurance Brands,” Table 4:
www.harrisinteractive.com/news/allnewsbydate.asp?NewsID=818.
3 The Blue Values program may change or be discontinued
at any time. BCBSNC does not profit from this program.
BCBSNC provides this program for your
convenience and is not liable in any way for the goods and
services received.
These programs are not part of your policy or benefits, but
are value-added discounts available for your use. ®, SM
Marks of the Blue Cross and Blue Association
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• Discounts on eyeglasses, hearing aids and more!
• Exclusive to BCBSNC members
[Incentives for early enrollment
Lock in your entry age
There are huge advantages to enrolling in [Blue Medicare
SupplementSM] coverage within the first six
months of enrolling in Medicare Part B. When you enroll, you
lock in your entry age forever. Rate
adjustments will be made only due to medical inflation or
claims experience.4 So, if you enroll when
you’re 65, you’ll always pay the rate of a 65-year old, even
when you’re 80!
• Lock in your entry age
• Predictable costs
No waiting periods
If you enroll early you may be eligible for this plan
without medical underwriting and waiting periods
for pre-existing conditions. Pre-existing conditions are
conditions for which medical advice was given
or treatment was recommended by or received from a physician
within six months before the effective
date of coverage. If you wait until after the deadline to
enroll, you may have a waiting period for preexisting
conditions.
• No medical underwriting
• No waiting periods for pre-existing conditions
Guaranteed
acceptance by enrolling early
You cannot be turned down for [Blue Medicare SupplementSM]
with BCBSNC if you meet all of the
following:
• You are age 65 or older or under age 65 and are eligible
for Medicare by reason of disability
(Plans A, C, and J)
• You enroll within 6 months of enrolling in Medicare Part B
• You are not covered by certain Medicaid programs
• You are a resident of North Carolina
Rates are subject to change but you alone
will not be singled out for premium increases based on your
health or age. Any change in your rate will be preceded by a
30-day notice and is guaranteed for 12 months. When you
enroll you will lock in your entry age as long as you stay
in the [Blue Medicare SupplementSM] plan that you chose.
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BCBSNC Blue Medicare SupplementSM
Information
Compare Plan Benefits
Get a free rate quote
View an Outline of Medicare Supplemental Coverage options
For more information about BCBSNC’s
[Blue Medicare SupplementSM] plans, including a free rate
quote, call Ronald Sheffield at (910) 686-8761 or e-mail
Ronald Sheffield by completing the
following information form.
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an independent authorized producer/agency licensed to sell
and promote
products from Blue Cross and Blue Shield of North Carolina (BCBSNC).
The content contained in this site is
maintained by [Agency or Producer name]. Blue Cross and Blue
Shield of North Carolina is an independent
licensee of the Blue Cross and Blue Shield Association.
U4093, 8/07
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