Group Plans

Plans for large groups
BCBSNC® provide flexible options and cost-effective coverage to meet your company’s budget and your employees’ lifestyles. Find the plan that’s right for you. Choose a copay or coinsurance plan or a consumer driven health plan (CDHP).

Standard plan design
Choose from PPOs, HMOs, comprehensive major medical and dental plans. These plans are flexible and offer convenient copayments or coinsurance and a range of options for deductibles, out-of-pocket maximums and more.

Blue Options®
The BCBSNC® Preferred Provider Organization (PPO) plan

Dental Blue®
The BCBSNC® dental plan for groups

Blue Care®
The BCBSNC® Health Maintenance Organization (HMO) plan

Life Insurance & Other Ancillary Plans
BCBSNC® offers Group Term Life, Accidental Death and Dismemberment (AD&D), Dependent Life, Supplemental Life and AD&D, Short Term Disability, Long Term Disability, Section 125. For more information about these plans call 919-686-8761.

Classic Blue®
The BCBSNC® Comprehensive Major Medical (CMM) plan

Consumer driven health plans

CDHP Blue®
CDHP Blue offers new health care budget solutions. Choose from three unique plans, each built around the Blue Options PPO and paired with an innovative and simple way for you to fund employee health care coverage. These plans engage your employees in health care spending decisions by merging health care with personal finance.

Blue Care®
A high-deductible Blue Options PPO health plan paired with a health savings account

Blue Options®
A high-deductible Blue Options PPO health plan paired with a health reimbursement account

Blue Options HAS®
A Blue Options PPO with a copay design. Simply make a fixed contribution to your employees’ health care coverage. Employees purchase the coverage they want.

In today’s consumer-driven environment, CDHP Blue lets you offer your employees more health care options than ever. Are you considering a consumer driven health plan, but aren’t sure which one, if any, is right for your company? Let us be your guide.

Plans for small groups
If your business has fewer than 50 employees, Small Group health coverage may be right for you. With Small Group Coverage, you can choose from over 1,000 benefit combinations and make your choice based on the needs and budget of your group health insurance program. You can customize three different plans.

Blue Care® : The BCBSNC® health maintenance organization (HMO) plan

Blue Options® : The BCBSNC® preferred provider organization (PPO) plan

Blue Options HAS(SM) : A high deductible health plan paired with a health savings account